ABOUT COVERED CALIFORNIA

As the health insurance marketplace of California, Covered California is administered directly by the government of California. After the passage of Patient Protection and Affordable Care Act or ACA, health insurance market places help individuals and small businesses to go for health cover at subsidized premium rates. Covered California under Obamacare allows its citizens to purchase private insurance covers offered by the specified companies that are listed under Covered California.

WHAT’S ON OFFER

One may be eligible for a discount on premium on private insurance policies or avail the health insurance offered under government of California’s Medi-Cal program. There is an option of open enrollment under Covered California as the latest round of enrollment began on 1st of 2015, under and would last up to 31st January.

HISTORY

After the passage and signing of Assembly Bill 1602, the California Patient Protection and Affordable Care Act became a law. After this, back in September 2010, California became the first state to bring up a health insurance market place in the country. This was later renamed as Covered California in October 2012. The enrollment for this program started from October 2013. So far, California Medical Association and few other medical organizations have vowed to work with Covered California health insurance for promoting enrollments. The first enrollment period which ended in April 2014 had about 1.4 million people enrolled in Covered California.

Health Insurance

ABOUT HEALTH INSURANCE MARKETPLACE

Health insurance marketplaces are basically the health exchanges which help the citizens in buying health insurance policies. These exchanges are primarily mandated under the Patient Protection and Affordable Care Act (ACA, also known as “Obamacare”). At these health insurance exchanges, the government provides its citizens standardized health care policies via federal subsidies. The enrollment of policy buyers at these health exchanges began from October 2013.

OBAMACARE

The Patient Protection and Affordable Care Act (PPACA) or the Affordable Care Act (ACA) is a federal law which came into being on March 23, 2010. Under this legislation, hospitals and doctors are expected to change their practices by providing people affordable health care and widening the net of quality health services to underprivileged masses. It was also intended to expand the coverage of public and private insurance policies through subsidies and insurance exchanges.

HEALTH INSURANCE IN CALIFORNIA

There are many companies providing health insurance covers for people of the entire spectrum. Given the several benefits associated with the Obamacare, one might find it quite beneficial to avail them in this state. Different sates in the United States have different laws for health insurance policies and after the commencement of Covered California, opting for these public and private insurance policies has become quite convenient. Many insurance agencies have come forward to offer their services. So, it’s never too late for you contact the health exchange for enrollment to protect you and your family.